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The Basics of Auto Insurance

Homeowners
Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people on your property.
Homeowners insurance policies provide broad coverage for losses to your home, your personal belongings and also for detached structures on your property. It also provides protection in the event of an injury to people on your property. While homeowners insurance is comprehensive coverage, there are some things it does not cover. That is why we take the time to get to know our clients, understand their needs and then craft a comprehensive risk management policy for them.
Automobiles
Automobiles
We specialize in personal automobile, classic, and collector cars with unparalleled service and knowledge. We understand the market and the importance of insuring your car for its true value. We also understand the importance of handling claims promptly and acting as an advocate for our clients in the event of a dispute.
Life
Life
How much life insurance do you need? There are a number of factors to consider in determining how much life insurance could be appropriate for you including:
•Who depends on you for their well-being?
•How much do you earn yearly? One rule of thumb is to think in terms of insurance coverage representing 5 to 7 times your annual earnings, after taxes. That way those left behind will be supported while they get back on their feet.
•What debts do you have? If they can be paid off with life insurance proceeds, that can take a burden off your family.
•How close are you to retirement? Generally, the closer you are to retirement the less life insurance you might need.
Our Services
Our Services
Browse our services below
Browse our services below
Specialty Dwelling/Builders Risk
Specialty Dwelling/Builders Risk
We offer insurance programs specifically designed for high value homes.High value homes are generally categorized as those with a value in excess of $750,000. For homes with this kind of value, sometimes standard homeowners insurance is not the ideal fit and does not recognize the unique coverage needs of high value homeowners. That is why it is important to work with The Insurance Mall that specializes in this type of coverage.
Renters
Insuring your condominium is different than buying rental insurance or homeowners insurance. We understand the market for condominium owners and specialize in helping our clients with this type of coverage. There are a number of different ways your association may be set up, so it is important for us to fully understand the coverage provided by the association and your personal situation.